Employee Stop Loss Insurance

At a glance

• What: Excess-risk (stop loss) insurance for the City's self-funded employee health plan for 2026.
• Where it stands: Option 2 from Reunion/Pennsylvania Manufacturers' Association Insurance Company accepted December 30, 2025, 6-0.
• Next: Coverage runs January 1 through December 31, 2026.

Terms

• Option 2: individual specific deductible $375,000, premiums $35.28 (single) and $88.20 (family), total not to exceed $933,720. Option 1 ($350,000 deductible) would have cost $1,044,348 and Option 3 ($400,000) $869,439. Enrollment: 923 single and 513 family.
• Council rejected application terms that conflict with state law, including binding arbitration. Moved by Hartley, seconded by Brown-Thomas; 6-0, Stokes absent.

Sources

• City Council regular meeting minutes, December 30, 2025: https://jacksonms.gov/wp-content/uploads/2026/04/December-30-2025-Regular-Council-Meeting-Minutes.pdf

Log

2025-12-30 - City Council

Option 2 accepted, premiums capped at $933,720.