Community Rating System Update

At a glance

• What: Briefing on the National Flood Insurance Program and the Community Rating System (CRS) by Whitney McNamara.
• Where it stands: The city moves from CRS Class 7 (15% flood insurance discount) to Class 6 (20%) on October 1, 2026, covering about 19,800 policies.
• Next: Class 6 takes effect October 1, 2026.

Details

• New CRS credit: Map Information Service 90 points, Flood Protection Information 56 points, Drainage System Maintenance 247 points.
• Increased credit: outreach 63 points, hazard disclosure 10 points, higher regulatory standards 149 points.
• Related: Flood Protection Program Update.

Sources

• 2026-09-15 - City Council (official minutes: https://edocs.vbgov.com/WebLink/DocView.aspx?id=51866249&dbid=0&repo=CityClerk)

Log

• 2026-09-15 - 2026-09-15 - City Council: Briefing on the move from Class 7 to Class 6 effective October 1, 2026.